Terms of Use and Interactive Resource Guidelines

General Provisions:

  1. The site administration determines the rules of conduct and reserves the right to demand their adherence from visitors.
  2. Ignorance of the rules does not exempt one from the need to follow them. Posting any message on the site automatically implies your agreement with these rules and the necessity to comply with them.
  3. All rights to any materials published on the site are protected in accordance with U.S. and international copyright and related rights laws.
  4. Materials marked as “Advertisement” are published as advertisements.
  5. The site administration is not responsible for the content of advertising materials, informational articles, comments, and blogs posted on the site’s pages, nor for the consequences of their publication and use. The opinions of the authors of articles, comments, and blogs on our pages may not coincide with the opinions and positions of the editorial board.
  6. The site administration is not responsible for any damage incurred as a result of using or not using its information and services.

Disclaimer:

The content provided on this website, including articles, comments, and other materials, is for informational purposes only and does not constitute professional advice. We do not guarantee the accuracy, completeness, or usefulness of any content, and we disclaim all liability for any loss or damage arising from reliance on such content. Users are advised to seek professional advice tailored to their specific circumstances. The views expressed by authors are their own and do not necessarily reflect the views of the website administration.

The site administration reserves the right to remove any content at its discretion without prior notice, including but not limited to content that violates these terms, infringes copyrights, or is deemed inappropriate or harmful. If you find any content that violates your copyrights, please contact us at copyright@bankonlineusa.com with proof, and we will promptly remove the infringing content.

By using this site, you agree to indemnify, defend, and hold harmless the site administration from any claims, damages, or expenses arising from your use of the site.

Using the Resource:

  1. Anyone who visits http://www.bankonlineusa.com can become a reader of the site.
  2. Anyone who registers by providing their first name, last name, and a valid email address can use the site’s interactive resources.
  3. Only registered readers of the site can leave comments on the site.

Interactive Resources of the Site:

  1. The site’s interactive resources are intended for the exchange of opinions on the topics specified in the resource theme.
  2. Participants of the site’s interactive resources can create their own text messages and comment on and exchange opinions on the topics of messages published by other users.
  3. The moderator has the right to move messages to another section if, in their opinion, they relate to another topic.
  4. Messages that do not pertain to the topic under discussion are neither prohibited nor encouraged.

Prohibited on the Site:

  1. Calls for violent changes or overthrow of the constitutional order or seizure of state power; calls to change the administrative boundaries or state border of the United States, violation of the order established by the U.S. Constitution; calls for riots, arson, destruction of property, seizure of buildings or structures, forcible eviction of citizens; calls for aggression or the unleashing of a military conflict.
  2. Direct and indirect insults of anyone, including politicians, officials, journalists, site users, including by national, ethnic, racial, or religious affiliation, as well as chauvinistic statements.
  3. Obscene expressions, statements of a pornographic, erotic, or sexual nature.
  4. Any offensive behavior towards article authors and all participants of the resource.
  5. Statements aimed at deliberately provoking a sharp reaction from other participants of the resource.
  6. Advertising (not agreed with the site administration), commercial messages, as well as messages that do not carry informative load and do not relate to the topic of the resource.
  7. Any messages and other actions prohibited by U.S. law.
  8. Flood (multiple repetitions of text blanks) is strictly prohibited.

Moderation:

  1. Interactive resources (comments, forums, blogs, etc.) are post-moderated. If complaints about a particular message are received from users, the moderator reads the message after it is posted on the resource.
  2. If the moderator, after reading the message, considers that it violates the rules of the resource, they have the right to delete it.
  3. Each user can also complain about a comment. Upon reaching a certain number of complaints, the comment will be hidden for further review by the moderator.
  4. If you disagree with the moderator’s decision, you can write to the technical support service listed in the site’s contacts.

Final Provisions:

  1. The administration reserves the right to make changes to these rules. Changes take effect from the moment the new edition of the rules is published on the site.
  2. The site administration may deprive a user who systematically violates these rules of the right to use the site.
  3. The site administration is not responsible for the statements of the site’s users.
  4. The administration is always ready to consider the wishes and suggestions of any site participant regarding the operation of the resource.
  5. Responsibility for messages and other content on the site lies with the user who posted them.
  6. For any questions related to the operation of the site and the placement of information on the site, contact the editorial office at editor@bankonlineusa.com or the technical support service at support@bankonlineusa.com.